Protect your investment with the right insurance coverage. Get instant quotes, compare policies, and find the perfect insurance solution for your vehicle.
Insurance is a way to protect yourself financially when things go wrong. It's an agreement between you and an insurance company. Should something happen to your car or property, your insurance provider will help cover the cost.
In return, you pay a monthly fee called a premium. Think of it as peace of mind, knowing you're covered if life takes an unexpected turn.
You've heard the saying 'better safe than sorry', and that's exactly what insurance is all about. Accidents, theft, or damage can happen when you least expect it, and having insurance means you're prepared if something goes wrong.
It helps cover your losses, so you're not left with a huge bill or a big headache. It's all about peace of mind, knowing you're protected when life throws you a curveball.
Please note that Terms and Conditions apply
Since Auto Mart has a significant number of cars listed as for sale on our website, let's focus on car insurance here. There are generally four types of insurance to choose from, depending on your needs and the insurer. Each one offers a different level of cover. Some protect you against just the basics, while others give you complete peace of mind. Keep in mind that details can vary from one insurer to another, so it's always a good idea to check directly with them to see what's included.
Comprehensive Car Insurance provides the widest cover and includes theft and hijacking cover, damages due to accidents, fires and explosions, and damages caused by natural disasters like hail and floods. It can also cover a range of other things, such as your car's glass, liability to other parties as a result of an accident, rims/mags, your car's radio, and much more.
Third Party Fire and Theft Insurance covers you for damages you may cause to someone else's vehicle, accidental death or injuries of third parties involved in the same accident, and attempted theft, theft or hijacking of your vehicle. It also covers damages to your vehicle caused by fire, lightning or explosions.
Third Party Only Insurance is the cheapest type of insurance but only covers damage you may cause to someone else's vehicle, as well as the accidental death or injuries of third parties involved in the same accident. Third Party Only Insurance does not cover the loss or damages of your own vehicle.
Pay-as-You-Drive Insurance is a type of insurance where your premiums are based on how much and how safely you drive. Instead of paying a fixed rate, you're charged according to distance travelled, driving habits, or both. It's an ideal option to consider for occasional drivers.
Yes, these items can all be insured and we'd like to encourage you to get in touch with insurance providers to find out how they can assist you with this.
The short answer is everything short of spares. The longer answer is cars, bikes, bakkies, light commercial vehicles, and leisure items. These should all be insured.
Your car insurance premium isn't just some random number, it's based on several things that help insurers calculate your risk. Some of the key factors include:
Excess is the amount you'll need to pay out of your own pocket when you make an insurance claim. Think of it as your share of the cost before your insurer covers the rest. The exact amount is agreed upon when you take out your policy, and it can vary depending on the insurer and type of cover. Just remember, each insurance company has its own terms and conditions, so always double-check the details when signing up.
*Disclaimer: The information above is meant to be a general guide and certain answers will differ from insurer to insurer.