Car insurance is a contractual agreement between yourself and an insurance company of your choice, which ensures that your losses are covered if something should happen to your vehicle/motorcycle.
In order for you to be insured, you need to pay monthly premiums to the insurer, as per the contractual agreement.
You always hear people saying, “rather safe than sorry”. Well, this is exactly why you need car insurance. We all know that accidents happen and that’s why it’s better to be prepared for the day they do. Having proper vehicle/motorcycle insurance ensures that you can have the peace of mind that your losses will be covered should something happen to your car/motorcycle. (Please note that Terms & Conditions apply).
There are three different types of car insurance, depending on which insurer you choose. Please note that different car insurers offer different coverage, so for more information on each type, contact the insurers.
Excess is a specified amount you have to pay when you submit a claim. This will be specified when you sign up for vehicle insurance at a specific insurer.Please note that each insurer has their own Terms and Conditions when it comes to the excess you will be liable for in the event of a claim.